"Credit card offer on gold" is a Dhanteras search every year, and the honest answer in mid-October is that the big offers are not out yet. Here is what we could verify, the dates, and the checks that matter when they arrive.
Dhanteras 2026 falls on Friday, 6 November. The panchang we checked lists Trayodashi tithi from 10:30 a.m. on 6 November to 10:47 a.m. on 7 November, with the puja muhurat in the evening of 6 November: confirm the exact window with a current panchang or your priest, since sources differ. Diwali is on Sunday, 8 November 2026. Our Diwali 2026 shopping calendar lists the sales around it.
| Listing | Price | Per gram (our arithmetic) |
|---|---|---|
| MMTC-PAMP 24K 999.9 gold bar, 1 g | Rs. 16,670 (MRP Rs. 19,380) | Rs. 16,670 |
| MMTC-PAMP 24K 999.9 gold bar, 5 g | Rs. 82,000 (MRP Rs. 96,050) | Rs. 16,400 |
| P.C. Chandra Jewellers 24K 999 gold coin, 10 g | Rs. 1,63,734 | Rs. 16,373 |
| Same seller, 24K 995 gold coin, 5 g | Rs. 82,564 | Rs. 16,513 |
Two things stand out. First, the "MRP" on gold is not a meaningful reference: gold trades at a market rate, so a "14% off" tag measures against a price nobody pays. The useful figure is the price per gram against the current market rate. Second, several of these listings carried a "10% on select bank cards" label: the cards, the cap and the minimum spend were not shown, so we cannot say what it is worth.
We searched for 2026 Dhanteras credit card offers from the major banks and jewellers and found nothing published for this year. Offers from earlier years exist, but their terms change annually, so we are not repeating them. Expect jewellers and banks to announce closer to Dhanteras; when they do we will update this page.
For the card offers on other categories, see festive bank offers by card, and for how card offers compare with paying in instalments, no-cost EMI vs instant discount.
Dhanteras gold is a price-per-gram decision first and a card-offer decision second. The 2026 gold offers had not been published when we looked, so buy only when the per-gram price beats the day's market rate, the cap is clear and the seller and purity are verifiable.
Everything on this page was read from the stores' own rendered pages and policy pages on October 19, 2026 by the Zoutons deals desk; we re-read and update it as sales change. Where a figure was not published, we say so rather than guess. Zoutons may earn a commission when you shop through links on this page.