Myntra vs AJIO Festive 2026: Offers, Return Windows and Bank Cards

By Zoutons Editorial Team · Updated October 19, 2026 · Affiliate links included

The short answer: On 19 October 2026 Myntra's Big Fashion Festival was live (50-90% off, HDFC 10% instant discount) while AJIO's All Stars Sale had ended on 18 October. AJIO publishes a clear category-wise return policy: 10 days for apparel, 7 for watches and sarees, none for beauty. Check Myntra's window on each product page.

Myntra or AJIO is mostly a question of what is on sale this week and what you can return afterwards. Both questions have verifiable answers for October 2026, so this comparison sticks to them.

Shop Myntra Fashion Festival Shop AJIO

Side by side, 19 October 2026

Point	Myntra	AJIO
Live sale	Big Fashion Festival, 50-90% off banner	All Stars Sale ran 7-18 Oct; ended
Bank offer	HDFC Bank: 10% instant discount on credit cards and EasyEMI on credit cards	BOBCARD: 10% instant discount
First-order offer	Flat Rs. 500 off on a first purchase via the Myntra app	Flat 30% off on a first purchase via the AJIO app
Return window	Shown per product page; we did not verify a single sitewide figure	10 days for apparel, footwear and accessories; 7 days for watches, sarees, sunglasses, home furnishing and jewellery; none for beauty and innerwear
Wrong size	See the product page	Not accepted as a return reason; AJIO routes size issues through exchange
Refund timing	See the product page	7 to 10 business days, never in cash

The AJIO policy figures come from AJIO's own returns policy and its category table, which we read and published in our AJIO return policy guide. AJIO notes the table is indicative and that the product page carries the applicable policy.

Which store fits which shopper

Holding an HDFC credit card: Myntra pairs it with a 10% instant discount today.
Holding a BOBCARD: AJIO shows the equivalent offer.
Buying for the first time on either app: both advertise a first-order discount in the app. Compare Rs. 500 flat (Myntra) against 30% (AJIO) on your actual basket: 30% is larger on baskets above about Rs. 1,667, though any cap on AJIO's offer applies.
Buying anything non-standard: check the return window for the category before paying, especially on AJIO, where watches, sarees and home items get 7 days instead of 10.

Price checks we have already run

For category-level price comparisons between the two, see our earlier work: Myntra vs AJIO kurta prices and kurtas under Rs. 1,000. For Myntra's own offers, see the Big Fashion Festival guide, and for AJIO's, the All Star Sale page. Bank cards across all stores are collected in festive bank offers.

Our Verdict

Right now Myntra has the live sale and AJIO has the clearer published return rules. Choose Myntra if you hold an HDFC credit card and want the festival pricing; choose AJIO if you hold a BOBCARD or want to know the return window category by category before you buy. For any item you might return, read the window on the product page first.

Frequently Asked Questions

Is Myntra or AJIO better for festive shopping in 2026?

It depends on the week and your card. On 19 October Myntra's Big Fashion Festival was live with an HDFC 10% instant discount, while AJIO's All Stars Sale had ended and AJIO was showing a first-order discount and a BOBCARD offer.

What is AJIO's return window?

AJIO allows 10 days for apparel, footwear and accessories, 7 days for watches, sarees, sunglasses, home furnishing and jewellery, and no returns for beauty and innerwear other than bras, per its policy read in September 2026. The product page is authoritative.

Does AJIO accept returns for the wrong size?

No. AJIO does not accept a return for a wrong product model, colour or size ordered; size issues go through its exchange route where available.

Is the AJIO All Stars Sale still on?

AJIO's All Stars Sale ran 7 to 18 October 2026 and has ended.

What is the Myntra bank offer?

Myntra's Big Fashion Festival banner shows a 10% instant discount on HDFC Bank credit cards and EasyEMI on credit cards.

Everything on this page was read from the stores' own rendered pages and policy pages on October 19, 2026 by the Zoutons deals desk; we re-read and update it as sales change. Where a figure was not published, we say so rather than guess. Zoutons may earn a commission when you shop through links on this page.