MakeMyTrip Card Offers October 2026: Flat 15% Off 5-Star Hotels

We read MakeMyTrip's own offers page on the morning of 2 October 2026 and pulled every offer card it rendered - 66 rows, of which 20 carry a code. The thing that stands out is not the size of the discounts. It is that the largest flat percentages on the page are not available to everyone, and MakeMyTrip issues a different code for each gate.

There are four distinct gates: two Visa consumer tiers, one named debit card, and MakeMyTrip's own Black loyalty tier. A Visa Infinite card gets a code for a flat 15% off 5-star hotels. A Visa Signature card gets a separate code for domestic flights. An IndusInd MasterCard debit card gets up to 15% off flights and hotels. MMT Black gets a flat Rs. 150 off, and a separate bus-ticket benefit.

This is ordinary, disclosed co-branding rather than anything hidden - card issuers fund these offers and the gating is the point of them. But it changes how you should read the page. The headline percentage you see is often not the one you can claim, and the only way to know which applies is to match the code to the plastic in your wallet before you start comparing fares.

Two offers on this page both say fifteen per cent and they are not comparable. VISAINFINITE is stated as 'FLAT 15% OFF*' on 5-star hotels. The IndusInd MasterCard debit card offer is stated as 'Up to 15% OFF*' on flights and hotels. The first is a rate; the second is a ceiling, and a ceiling is satisfied by any single booking at 15% while everything else sits lower.

The same distinction runs through the whole page, and it is the single most useful thing to notice on it. Of the offers we read, the 'FLAT' ones are 8% on buses, 8% on international flights, 10% on Primo bus bookings (PRIMODAY), 10% on business class fares, 10% on state transport buses (RTCNEW), 15% on FlixBus (FLIX15), 15% on 5-star hotels (VISAINFINITE) and 7% from IndiGo. Those are rates you can expect. The big numbers - up to 60% at Oyo, up to 50% on 4 and 5-star stays, up to 40% on trips, up to 35% on stays - are all ceilings.

Every one of those percentages also carries MakeMyTrip's own asterisk, which in its usual reading limits the offer by route, property, booking window, payment method and a per-transaction rupee cap that the offer cards do not state. We did not book anything and did not apply any code, so we cannot tell you what any of these pays out in rupees on a real basket.

MakeMyTrip runs one bus offer family as four separate regional codes, which is worth knowing because entering the wrong one simply fails. MMTNORTH covers departures from Delhi, Uttar Pradesh and more; MMTSOUTH covers Karnataka, Andhra Pradesh and more; MMTEAST covers Kolkata, Bihar and more; MMTWEST covers Gujarat, Maharashtra and more. All four are stated to expire 30 December.

Alongside them sit three operator-specific bus codes rather than regional ones - MEGABUS (to 31 Dec), INTRCITY for IntrCity buses (to 30 Dec) and FLIX15 for a flat 15% on FlixBus (to 31 Dec) - plus RTCNEW for a flat 10% on state road transport corporation buses and PRIMODAY for a flat 10% on Primo. So a single bus booking can have a regional code, an operator code and a card code all theoretically pointed at it, and MakeMyTrip's terms generally permit only one coupon per booking.

The practical move is to check the operator code first where the rate is flat. FLIX15 at a flat 15% is the highest stated flat bus rate on the page, ahead of the flat 10% on Primo and RTC services and the flat 8% on buses generally. We have not tested which combination a booking actually accepts.

A freshness note, because this is a page type that rots fast. When we read the offers page, three cards were showing a live countdown rather than a date - two at roughly 14 hours 55 minutes remaining and one at 15 hours 54 minutes. Those have expired by the time you read this. The IndusInd MasterCard debit card offer at up to 15% off flights and hotels was one of them.

MMTESCAPE, at up to 40% off trips, is stated to expire on 4 October 2026 - two days after this page was published. Most of the rest of the page runs much longer: the bulk of the dated offers end on 30 or 31 December, VISASIGNATURE runs to 31 March and the Riyadh Air sale to 10 March.

There is also a cluster of airline sales with October dates that MakeMyTrip flags as 'LIVE NOW': an Air India sale with up to 10% off premium economy to 15 October, a Batik Air sale to 10 October with Kuala Lumpur fares from Rs. 14,376 and one-way fares from Rs. 18,190, a Lufthansa sale at up to 10% off to 31 October, and an Air Astana sale offering free baggage allowance to 26 October. Those are airline promotions carried on MakeMyTrip's page, with the airlines' own terms behind them.

Start with your card, not with the discount. If you hold a Visa Infinite card, VISAINFINITE at a flat 15% on 5-star hotels is the largest flat rate on the page and it is pointed at exactly the properties where 15% is real money. If you hold a Visa Signature card, VISASIGNATURE is the domestic-flight equivalent, though MakeMyTrip describes it only as 'exclusive benefits' and names no rate, so there is nothing to compare it against until you see it at checkout.

For buses, prefer a flat operator code over a regional one. FLIX15's flat 15% on FlixBus is the best stated flat bus rate; PRIMODAY and RTCNEW are flat 10% on their respective operators; the general bus offer is flat 8%. The four regional codes - MMTNORTH, MMTSOUTH, MMTEAST, MMTWEST - are the fallback when your operator is not covered.

And discount the ceilings. 'Up to 60% at Oyo' and 'up to 50% on 4 and 5-star stays' are the two largest numbers on the whole page and neither is a rate - they describe the best case on select properties. On a travel booking the number that matters is the final fare after the code, the convenience fee and the cancellation terms, and none of those four things is visible on an offers page.