Flipkart Axis Bank Credit Card - Features, Benefits, Fees, and More
WHAT IS THE FLIPKART AXIS BANK CREDIT CARD?
| Features | Details |
|---|---|
Card Type | Co-branded credit card with Axis bank |
Network | Mastercard/Visa |
| Annual Fees | UpRs 500 + GST to 90% OFF |
| Eligibility | Minimum income Rs 15,000/- (salaried)/ Rs 30,000/- (Self-Employed) and good credit score |
| Best for | Regular Flipkart, Myntra and online Shoppers. |
HOW TO APPLY FOR THE FLIPKART AXIS BANK CREDIT CARD?
- Visit the Flipkart App
- Go to your account
- Fill out the online application by filling in your PAN card, Aadhaar card income details
- Complete your KYC application
- Once your application is approved, your digital card is instantly available on the App
- You will receive your physical card within 7-10 working days
KEY BENEFITS
Multiple benefits can help you save big on your order.
- Unlimited cashbacks - No upper limit
- Instant cashback - It is credited automatically
- Best for Flipkart users - Get up to 5% cashback
- Save on travel - Get up to 4% cashback
- Daily Rewards - Get daily rewards on everyday apps like Swiggy, uber.
- Discount on Fuel - Get 1% off on fuel.
THE IDEAL USER
- Frequent Flipkart user - Get up to 5% cashback
- Foodie/movie enthusiasts - Get up to 4% cashback on Swiggy, PVR
- Working Professional - EazyDiner discounts
- Travel freeks - Get up to 4% off
- Family spenders - Make household purchases on one card
HOW CAN I MAXIMIZE SAVINGS TO BENEFIT FROM IT?
| Tips | Benefits |
|---|---|
Use it regularly on the Flipkart app | Earn up to 5% cashback |
Add daily-use partners like Swiggy/Uber | Get up to 4% cashback |
| Spend Rs 3.5L yearly | No annual Fee |
| Track categories monthly | Avoid missing quarterly caps |
| Use for EMIs only if necessary | EMI doesn't get cashback |
IS IT WORTH IT?
| Pros | Cons |
|---|---|
| High cashback up to 5% | Lounge access at discounted prices |
| Simple statement credit system | Cashback cap may apply |
| Low annual fees | Limited partner list |
| Perfect for frequent shoppers | No cashback on EMI |
| 4% cashback on bill payments | Loss value for offline spenders |
VERDICT
If you shop regularly on the Flipkart app, then the Flipkart Axis Bank credit card is made for you. It is a great alternative to other ordinary credit cards. It is worth it if you use it consistently to get regular cashback and rewards.
