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Confused between the IDFC FIRST Millennia and Classic Credit Card? This detailed comparison breaks down rewards, cashback rates, welcome perks, annual fee benefits, and everyday savings to help you decide which lifetime free credit card delivers better value in 2026. Explore the pros, differences, and best use cases before you apply.
IDFC First Bank credit cards have over 10 active merchant offers running this week in May 2026. The standout deals include 7.5% instant discount (up to ₹7,500) on Croma electronics via EMI valid through June, a 5% Monday-only Croma discount for non-EMI purchases, a flat ₹400 off on EazyDiner restaurant bills for select cardholders, and weekly Swiggy Instamart discounts every Thursday. Food delivery users get ₹350 off on Zomato/District. The BookMyShow BOGO (up to ₹125 per ticket, twice a month) is available for Select cardholders. SWYP cardholders get 10% off on Nykaa, 10% off on Myntra, and 20% off on Goibibo hotel bookings each month. Travel offers include 15% off on EaseMyTrip via EMI. This article covers every active offer with amounts, minimum spend, card eligibility, and validity dates — plus a complete comparison table and tips to maximise value from your IDFC First Bank card this month.
A complete 2026 guide to every major IDFC First Bank credit card — comparing the SWYP, Millennia, Wealth, HPCL Power+, Mayura and more by use case, fees, and rewards. Includes a quick-picker guide to find your best match in under 30 seconds.