Hdfc Payzapp Coupons, Promo Codes, Offers & Vouchers March 2020

ABOUT HDFC PAYZAPP

HDFC PayZapp (All payments, One App, One Click)

PayZapp is an app recently launched by HDFC bank to simplify the payment and purchase of items conveniently, easily and securely. You can purchase products (digital and physical), avail services and transfer money by just one tap. Unlike other wallet PayZapp does not need any money to be credited into the account but the payments are directly handled from the debit and credit cards of the users, without disclosing any bank details.

Offers on PayZapp

Best Deals on PayZapp:

• By applying promo-code BILLPAY, get 10% cash back on all recharge, DTH, bill pay on PayZapp. The offer can be availed at a minimum transaction of rupees 200 and the maximum cash back is limited to rupees 100. The offer can be availed only 10 times by the same user.
• By using promo-code GROCERY, one can avail a minimum 15% discount on purchase of grocery items from Big Basket. The offer can only be availed on a minimum purchase of rupees 1200 and a maximum of rupees 200 cash back can be availed. The offer is limited to only one cashback per user. If you have availed this offer you can get more bigbasket coupons to use and get maximum discount on your purchase.
• Use promo-code BINGO to avail 5% cashback on tickets on BookMyShow. Maximum cash back that can be generated is rupees 100 and is limited to only one cash back per user.

Refer & Earn Upto Rs.500/-

Steps to avail the HDFC refer and earn offer:

• Download and sign up with the HDFC payzapp.
• Refer the hdfc payzapp to your friend and ask him/her to create an account using your referral code.
• When your friend transact for minimum Rs.500 you will earn Rs.25/-
• You can refer maximum 20 friends per month. 

How to Apply Coupons on PayZapp?

A user can go through the offers and deals on PayZapp or Smartbuy without registration. However, one can only apply coupon after successful registration while checking out from the cart. Follow the given steps:

Step-1: Use the best deal

Open HDFC Payzapp on Zoutons and Select the best deal. Click to "Copy Code".

Step-2: Transact

Select the category which you wish to access and make transaction. Select the required details and Proceed.

Step-3: Add details and Pay

Add the required details and click on "Pay". After that, enter the coupon code and click on "Apply". You will get the respective discount applied to the transaction. Proceed to Pay.

Rewards on PayZapp

With more and more usage of PayZapp more rewards points will be accumulated in your PayZapp account. Once there is enough reward points in your account you can use them while making a payment or purchasing something.PayZapp has a different section for Happy Deals where it offers discounts on certain services and products by various start-ups from all across the countries. The ‘Happy Deals’ offered by PayZapp are exclusive and no other wallet offers discounts on products mentioned under it.

PayZapp Partner Club

PayZapp partner club are the merchants who have mentioned PayZapp as their payment partner. Yyou can directly pay the money through PayZapp with a tap on these sites. You also get exclusive PayZapp offers on various sites and partner clubs.

The various partner clubs of PayZapp are-

• Travel Partners: Makemytrip, Yatra, Akbar travels, Jet airways etc
• Shopping Partners: Jabong, Myntra etc
• Groceries Partners: BigBasket
• Movie Partners: Bookmyshow, Pvr, Inox, Ticketnew etc 

The Use of PayZapp

By installing the app you can do a variety of work from just one app. PayZapp introduces Smart buy service which offers a wide portal to purchase and compare items. PayZapp offers certain services to its users, such as-

• Smart Buy

  The Smart Buy service lets you purchase and explore physical as well as digital products. Smart Buy does not just offers the products but also lets you compare the price ranges and difference. Using smart buy is very simple through the app. You can easily select the service, compare its prices from the various ranges and after selecting the card for your payment, approve the payment.

• Online Shopping

  Shopping on PayZapp can be done with just one click. All you have to do is choose an offer from various offers available on PayZapp. Approve your offer and pay through PayZapp.

• Transfer Money

  If you want to pay someone then you can easily choose PayZapp as a fast option. By PayZapp you can easily transfer money to someone in your contacts or e-mail list certain amount of money with just one easy tap. To send money, you are just supposed to open the app enter the pin and select the amount of money to be sent to the receiver, and it will be sent.

• Bill Payments and Recharge 

  Bill payments and recharges of various kinds have been made hassle-free by PayZapp. The process to do this is very easy, you can choose whether you want to pay the bill or recharge something, enter your subscriber ID or mobile number and after selecting the operator enter the amount of money and pay the amount.

Getting Started with PayZapp

• Download the App

  To get started with the PayZapp you will have to download the app from Google play store or on the App store. The other ways to download it are that you can give a missed call on a toll free number 1800-833-4141, message PAYZAPP to 5676712 scan the code given on the website of PayZapp

• Register on PayZapp

  You can register on PayZapp easily by entering the mobile number registered with HDFC bank account, enter the required details and verify your device by entering the code sent. After completing all the requisites you can choose a pin for your app and get further.

• Linking your Debit/ Credit Card to PayZapp

  You can link your card easily by scanning the card in the PayZapp or by entering the details of the card.

Why PayZapp?

With numerous wallet and e-payment method available in the market the reason why one should choose PayZapp is not only because of the quick and easy system. But also because it offers secure payment method and other reasons which other wallets in the markets don’t offer, such as-

• PayZapp has been recently launched by HDFC bank and proven to be useful in the time of demonetization. While the other wallets prefer transfer of money to the wallet, PayZapp uses money to purchase or pay the bill directly from the bank. Hence, your money does not get stuck forever in the wallet as it is directly sanctioned from debit or credit card.
• PayZapp, in order to provide better user experience, gives the option of Smart Buy which along with providing offers also enables comparison between many price ranges and benefit the customer.
• If you want to transfer money to someone you can choose the particular receiver from the contact lists or e-mail list and the other person can directly get the money without any inconvenience.
• You can make easy offline transactions through PayZapp by scanning the QR code available on the shop.

Terms and Conditions of PayZapp Services

There are various terms and conditions that are to be kept in mind while making payments or transferring money, or doing recharge and bill payment. The various terms and conditions that are imposed under various heads are as follows-

• Online payment
  • The shopping from the app can only be done from the partner apps only.
  • For KYC wallet user the monthly limitation is rupees 50,000 for loading, lending and receiving money with a count of 100 in a month. For non KYC users the money gets reduced to rupees 10,000 in all the three categories.
• Money transfer
  • The monthly limit to send the money is rupees 10,000 for non KYC users and rupees 50,000 for KYC users.
  • While, the money received cannot be withdrawn in cash or transferred to bank account but can only be used by downloading the app and using the services.
• Flight and hotel booking
  • The maximum number of seats that a person can book at a time from smart buy is limited to 9 seats only. But, if there is a group booking one can call for the customer support.
• Bill Payment and Recharge
  • For all type of bill payment and recharges done by the PayZapp the monthly limitation is rupees 50,000 in all cases.

Security in PayZapp

All the transactions initiated in PayZapp are secure and the information of the account is not shared with anybody. The app is protected with a security pin that only the account holder knows and the app is inbuilt encrypted. Also, any data that the app uses is not saved in the gadget being used to run the app.

Refund and Return Process on PayZapp

If the user doesn’t want to avail any particular service or doesn’t want to purchase any product anymore, he may cancel it anytime as per his wish. To cancel, the user can choose the option of ‘stop/cancel payment’ and the service will be canceled the very moment. While the user can also return the products he purchased from the order section on the app. The return process will be initiated within 3 business days.

The return destination of the money will vary according to the source of making payment if the payment is made from the PayZapp card the refund will be generated in that and if through a source card the money will directly reach the source card account.