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Reviews

• 2.6/5

  Transaction Processing and Money Deducted!

  By Fiza Rashid
  Posted at Aug 27 2019
  store: Paytm

  It has never happened before! 

  
  

  It was the first time that I had made a payment through Paytm that neither failed nor cancelled but kept processing! I received a notification that the amount has been deducted from my account but on Paytm screen, it displayed ‘processing’. However, no amount was credited to the beneficiary's account.

  
  

  
  

  
  

  I waited for a few minutes but when nothing worked, I contacted their customer service. I provided them with the UPI Ref. ID- 921343841781. The executive on call checked his system and asked me to wait for a few minutes. After 5 minutes, he told me that the transaction is still processing. 

  
  

  I told him that the amount has been deducted. He told me that if the payment fails then the amount will be credited back to my account within 48 hours. After clearing my doubt, I disconnected the call. 

  
  

  
  

  By 7:30 PM, I received the notification that the transaction is successful. However, the money was transferred to the beneficiary’s account. Glad the issue got resolved within half an hour!

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• 4.2/5

  Trouble Free Bank Transfers!

  By Nishtha
  Posted at Aug 27 2019
  store: Paytm

  Usually transferring money from one bank account to another cost a few bank charges but with the introduction of UPI transfers, it costs 0% charges!

  
  

  There have been a few times that I had to transfer wallet money to the bank and I had to pay an additional 5% charge to transfer the money into my bank account. Now that I have a business account, the payments are transferred directly into my bank account.

  
  

  I have saved my bank details and opted for Paytm UPI. So now, whenever I have to transfer money to any bank account, I fill in the bank a/c details or the UPI ID and process the money transfer at 0% charge! Also, it is quick and can be done anywhere and at anytime!

  
  

  
  

  Besides, I receive cashback and vouchers on making payment through Paytm UPI. Recently, on making at least 7 successful UPI Payments, I will receive Rs. 300 cashback. The minimum amount of the transaction is Rs. 100. All of these offers are not provided through direct bank transfers. 

  So, it is a great way to transfer money in this digital world!

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• 4/5

  Solution to All

  By Bhaskar Chauhan
  Posted at Jan 24 2019
  store: Hdfc Payzapp

  HDFC Payzapp is an amazing app with click to go experience, with fruitful cashback offers. Provides flexibility to do payment with all the available electronic modes of transfer. I can use my bank details through a secured channel to make easier payments either reservation or either bill payments. Discounts and cashbacks are revolutionized by HDFC Payzapp and it doesn't even put load over wallet to use cashback for electricity bill payments.

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• 3.8/5

  value for money

  By shalini
  Posted at Jan 05 2018
  store: Paytm

  I prefer paytm because I think it’s trusted all over India. It is convenient to transfer funds to my son, rather doing it in cash, as I am able to know from his details as what he is doing with his funds. All thanks to paytm record keeping system that I can manage his account as well as my account all together just need to login into is passbook history. Also, paying cash is sometimes difficult as nowadays there is always a shortage of cash due to demonetization. Apart from above, paytm has made life simple as we can now do every recharge, bill payments from a single app. Paytm also provides cash back on almost all transactions.           

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